Author

Yasmany Perez

Yasmany writes beginner-friendly personal finance guides focused on clearer decisions, practical tradeoffs, and calmer next steps.

Practical guides by Yasmany

Guide

Understand principal, interest and housing costs. Compare extra-payment savings and learn what to check before paying your mortgage off sooner.

Guide

Learn how to start your first 401(k), understand employer matching and vesting, choose investments, compare fees and verify your first paycheck.

Guide

Compare YNAB and Monarch by budgeting approach, annual cost, trial conditions and the decisions you need to make. A free worksheet may be enough.