Terms
Terms
The basic rules for using HonestPocket and understanding its educational content.
What this means in practice
The top-level standards are designed to keep HonestPocket useful, transparent, and reader-first.
Educational Content
HonestPocket does not provide individualized financial, tax, or legal advice.
Use Responsibly
Use the site lawfully and verify decisions for your own situation.
Changes
Review the effective date and material updates whenever site features or terms change.
In short
Use HonestPocket as education, not as a substitute for professional advice.
Full terms of use
By accessing or using HonestPocket, you agree to these Terms. If you do not agree, do not use the site.
Educational content only
HonestPocket provides general personal finance education. It does not provide individualized financial, investment, tax, legal, accounting, credit-repair, or other professional advice, and use of the site does not create a professional or fiduciary relationship.
Calculators and examples
Calculator outputs and examples are estimates based on the information and assumptions provided. They may not include every fee, tax, interest change, eligibility rule, timing issue, or personal circumstance. Results are not guarantees.
Use of the site
You may use the site for lawful personal and informational purposes. You may not attempt to disrupt the site, bypass security, introduce malicious code, scrape in a way that harms availability, impersonate another person, or use site content to mislead others.
Accuracy and availability
HonestPocket aims for useful and accurate information but does not warrant that every page, link, calculation, or third-party term is complete, current, or error-free. Features may change, pause, or be removed.
Intellectual property
Unless otherwise stated, HonestPocket owns or licenses the site’s original text, design, code, graphics, and branding. Limited personal use is permitted; republication, resale, or material copying requires permission except where law allows otherwise.
Digital products and delivery
HonestPocket offers downloadable educational planning files. Each product page describes the contents, price, file formats and known software-compatibility limitations. No physical product is shipped. Review the description before purchasing.
After payment is confirmed, your download is made available on the order confirmation page. Keep your download link private. For help accessing or opening your files, email hello@honestpocket.com with your order number and a description of the problem. Do not send completed worksheets, card details or sensitive financial information.
Purchased files are for personal use. You may edit your own copy and print it for yourself. Do not resell, redistribute or publicly share the files or download link. This does not restrict rights provided by applicable law.
These tools require you to enter and review your own information. They do not connect to a bank, move money, cancel subscriptions or provide personalized financial advice. No financial outcome is guaranteed.
Defective or inaccessible files
We offer refunds if the supplied files are defective or you cannot access them. Contact hello@honestpocket.com with your order details and a description of the problem. We do not offer refunds for change of mind. This policy does not limit any rights you have under applicable law.
Third-party and affiliate links
The site may link to third-party services or use affiliate links. HonestPocket does not control third-party content, security, availability, eligibility, or terms. A link is not a guarantee or universal endorsement.
Limitation of liability
To the fullest extent permitted by applicable law, HonestPocket and its operators are not liable for indirect, incidental, special, consequential, or punitive losses arising from use of the site, reliance on educational content, calculator estimates, or third-party services. Rights that cannot legally be limited remain unaffected.
Changes to these Terms
These Terms may be updated when the site or applicable requirements change. Continued use after updated Terms are published means the updated Terms apply from their effective date.
Contact
Questions about these Terms can be sent to hello@honestpocket.com.